Website Terms & Conditions

Please read the Website Terms & Conditions carefully before using this Website.

1. You may not reproduce, modify, adapt, translate, publish, display, communicate, transmit, broadcast, podcast, webcast, distribute, sell, trade or exploit for any commercial or other purposes, any portion of, or any access to any content on the Site except, to the extent permitted, with the prior written consent of Vincent Gan.

2. The information and data made available on the Website do not purport, and shall not be deemed to constitute an offer or provision of any financial, insurance, investment or professional advice. You should at all times consult a qualified financial adviser to obtain advice as pertaining to your personal circumstances and independent verification of the information contained herein before acting on it.